<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url><loc>https://www.valued.com/</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/"/><lastmod>2026-10-04</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://www.valued.com/features</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.valued.com/features/ai-processing</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/ai-processing"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/ai-processing"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/ai-processing"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/features/fund-management</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/fund-management"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/fund-management"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/fund-management"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/features/direct-investments</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/direct-investments"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/direct-investments"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/direct-investments"/><lastmod>2026-10-02</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/features/real-estate</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/real-estate"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/real-estate"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/real-estate"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/features/public-markets</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/public-markets"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/public-markets"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/public-markets"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/features/analytics</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/analytics"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/analytics"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/analytics"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/features/multi-currency</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/multi-currency"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/multi-currency"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/multi-currency"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/features/integrations</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/integrations"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/integrations"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/integrations"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/pricing</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/pricing"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/pricing"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/pricing"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.valued.com/use-cases</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/use-cases"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/use-cases"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/use-cases"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.valued.com/about</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/about"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/about"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/about"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.valued.com/security</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/security"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/security"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/security"/><lastmod>2026-10-03</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/glossary</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/glossary"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/glossary"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/glossary"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.valued.com/blog</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog"/><lastmod>2026-10-04</lastmod><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/demo</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/demo"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/demo"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/demo"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/contact</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/contact"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/contact"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/contact"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.valued.com/datenschutz</loc><lastmod>2026-10-03</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://www.valued.com/terms</loc><lastmod>2026-09-07</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://www.valued.com/impressum</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/impressum"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/impressum"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/impressum"/><lastmod>2026-10-04</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://www.valued.com/de</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/"/><lastmod>2026-10-04</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://www.valued.com/de/features</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.valued.com/de/features/ai-processing</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/ai-processing"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/ai-processing"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/ai-processing"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/features/fund-management</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/fund-management"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/fund-management"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/fund-management"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/features/direct-investments</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/direct-investments"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/direct-investments"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/direct-investments"/><lastmod>2026-10-02</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/features/real-estate</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/real-estate"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/real-estate"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/real-estate"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/features/public-markets</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/public-markets"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/public-markets"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/public-markets"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/features/analytics</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/analytics"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/analytics"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/analytics"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/features/multi-currency</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/multi-currency"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/multi-currency"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/multi-currency"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/features/integrations</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/features/integrations"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/features/integrations"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/features/integrations"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/pricing</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/pricing"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/pricing"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/pricing"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.valued.com/de/use-cases</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/use-cases"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/use-cases"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/use-cases"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.valued.com/de/about</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/about"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/about"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/about"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.valued.com/de/security</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/security"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/security"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/security"/><lastmod>2026-10-03</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/glossary</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/glossary"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/glossary"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/glossary"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.valued.com/de/blog</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog"/><lastmod>2026-10-04</lastmod><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/demo</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/demo"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/demo"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/demo"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.valued.com/de/contact</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/contact"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/contact"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/contact"/><lastmod>2026-10-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.valued.com/de/impressum</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/impressum"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/impressum"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/impressum"/><lastmod>2026-10-04</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://www.valued.com/blog/third-quarter-2026-what-moved</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/third-quarter-2026-what-moved"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/drittes-quartal-2026-was-sich-bewegt-hat"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/third-quarter-2026-what-moved"/><lastmod>2026-10-01</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/ask-your-portfolio-valued-connector</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/ask-your-portfolio-valued-connector"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/fragen-ans-portfolio-valued-connector"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/ask-your-portfolio-valued-connector"/><lastmod>2026-09-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/tax-year-per-depot-reading-the-bank-statement</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/tax-year-per-depot-reading-the-bank-statement"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/jahressteuerbescheinigung-je-depot-lesen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/tax-year-per-depot-reading-the-bank-statement"/><lastmod>2026-09-03</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/fund-admin-portals-vs-your-own-record</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/fund-admin-portals-vs-your-own-record"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/fondsportale-oder-eigene-aufzeichnung"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/fund-admin-portals-vs-your-own-record"/><lastmod>2026-08-20</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/rental-yield-gross-net-and-what-is-left</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/rental-yield-gross-net-and-what-is-left"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/mietrendite-brutto-netto-was-bleibt"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/rental-yield-gross-net-and-what-is-left"/><lastmod>2026-08-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/commitment-pacing-how-many-funds</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/commitment-pacing-how-many-funds"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/commitment-pacing-wie-viele-fonds"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/commitment-pacing-how-many-funds"/><lastmod>2026-07-16</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/first-half-2026-in-review</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/first-half-2026-in-review"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/erstes-halbjahr-2026-rueckblick"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/first-half-2026-in-review"/><lastmod>2026-07-02</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/ai-assistants-and-your-financial-data</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/ai-assistants-and-your-financial-data"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/ki-assistenten-und-ihre-finanzdaten"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/ai-assistants-and-your-financial-data"/><lastmod>2026-06-18</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/club-deals-and-spvs-what-you-own</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/club-deals-and-spvs-what-you-own"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/club-deals-und-spvs-was-ihnen-gehoert"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/club-deals-and-spvs-what-you-own"/><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/succession-making-a-portfolio-legible</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/succession-making-a-portfolio-legible"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/nachfolge-portfolio-lesbar-machen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/succession-making-a-portfolio-legible"/><lastmod>2026-05-21</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/currency-effects-usd-funds-euro-investor</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/currency-effects-usd-funds-euro-investor"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/waehrungseffekte-usd-fonds-euro-anleger"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/currency-effects-usd-funds-euro-investor"/><lastmod>2026-05-07</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/irr-tvpi-dpi-which-number-to-trust</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/irr-tvpi-dpi-which-number-to-trust"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/irr-tvpi-dpi-welcher-kennzahl-trauen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/irr-tvpi-dpi-which-number-to-trust"/><lastmod>2026-04-16</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/one-year-after-liberation-day</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/one-year-after-liberation-day"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/ein-jahr-nach-dem-liberation-day"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/one-year-after-liberation-day"/><lastmod>2026-04-02</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/private-and-public-markets-one-portfolio</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/private-and-public-markets-one-portfolio"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/private-und-public-markets-ein-portfolio"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/private-and-public-markets-one-portfolio"/><lastmod>2026-03-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/j-curve-and-vintage-diversification</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/j-curve-and-vintage-diversification"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/j-kurve-und-vintage-diversifikation"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/j-curve-and-vintage-diversification"/><lastmod>2026-03-05</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/down-rounds-liquidation-preferences</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/down-rounds-liquidation-preferences"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/down-rounds-liquidationspraeferenzen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/down-rounds-liquidation-preferences"/><lastmod>2026-02-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/what-ai-can-read-in-a-capital-call</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/what-ai-can-read-in-a-capital-call"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/was-ki-im-kapitalabruf-lesen-kann"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/what-ai-can-read-in-a-capital-call"/><lastmod>2026-02-05</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/rebalancing-with-illiquid-assets</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/rebalancing-with-illiquid-assets"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/rebalancing-mit-illiquiden-anlagen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/rebalancing-with-illiquid-assets"/><lastmod>2026-01-22</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/vorabpauschale-2026</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/vorabpauschale-2026"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/vorabpauschale-2026"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/vorabpauschale-2026"/><lastmod>2026-01-08</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/2025-in-review-private-investors</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/2025-in-review-private-investors"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/jahresrueckblick-2025-privatanleger"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/2025-in-review-private-investors"/><lastmod>2025-12-18</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/fixed-rate-period-ends-refinancing-plan</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/fixed-rate-period-ends-refinancing-plan"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/zinsbindung-endet-anschlussfinanzierung-rechnen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/fixed-rate-period-ends-refinancing-plan"/><lastmod>2025-12-04</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/how-to-read-a-quarterly-fund-report</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/how-to-read-a-quarterly-fund-report"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/quartalsbericht-fonds-lesen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/how-to-read-a-quarterly-fund-report"/><lastmod>2025-11-20</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/year-end-tax-checklist-germany-2025</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/year-end-tax-checklist-germany-2025"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/steuer-checkliste-jahresende-2025"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/year-end-tax-checklist-germany-2025"/><lastmod>2025-11-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/portfolio-software-compared</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/portfolio-software-compared"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/portfolio-software-vergleich"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/portfolio-software-compared"/><lastmod>2025-10-23</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/ai-concentration-how-much-ai-do-you-own</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/ai-concentration-how-much-ai-do-you-own"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/ki-konzentration-wie-viel-ki-im-portfolio"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/ai-concentration-how-much-ai-do-you-own"/><lastmod>2025-10-09</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/family-office-wealth-manager-or-diy</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/family-office-wealth-manager-or-diy"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/family-office-vermoegensverwalter-oder-selbst"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/family-office-wealth-manager-or-diy"/><lastmod>2025-09-18</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/gold-record-high-role-in-portfolio</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/gold-record-high-role-in-portfolio"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/gold-rekordhoch-rolle-im-portfolio"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/gold-record-high-role-in-portfolio"/><lastmod>2025-09-04</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/convertible-loans-what-you-own-before-conversion</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/convertible-loans-what-you-own-before-conversion"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/wandeldarlehen-vor-der-wandlung"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/convertible-loans-what-you-own-before-conversion"/><lastmod>2025-08-21</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/secondaries-selling-a-fund-stake</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/secondaries-selling-a-fund-stake"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/secondaries-fondsanteil-verkaufen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/secondaries-selling-a-fund-stake"/><lastmod>2025-08-07</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/eltif-2-private-markets-for-private-investors</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/eltif-2-private-markets-for-private-investors"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/eltif-2-private-markets-fuer-privatanleger"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/eltif-2-private-markets-for-private-investors"/><lastmod>2025-07-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/first-half-2025-weak-dollar-euro-investors</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/first-half-2025-weak-dollar-euro-investors"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/erstes-halbjahr-2025-schwacher-dollar"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/first-half-2025-weak-dollar-euro-investors"/><lastmod>2025-07-03</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/ecb-rate-cut-follow-on-financing</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/ecb-rate-cut-follow-on-financing"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/ezb-zinssenkung-anschlussfinanzierung"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/ecb-rate-cut-follow-on-financing"/><lastmod>2025-06-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/dpi-distribution-drought</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/dpi-distribution-drought"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/dpi-ausschuettungsflaute"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/dpi-distribution-drought"/><lastmod>2025-06-05</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/planning-liquidity-for-capital-calls</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/planning-liquidity-for-capital-calls"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/liquiditaet-fuer-kapitalabrufe-planen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/planning-liquidity-for-capital-calls"/><lastmod>2025-05-22</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/german-coalition-agreement-investors</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/german-coalition-agreement-investors"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/koalitionsvertrag-2025-privatanleger"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/german-coalition-agreement-investors"/><lastmod>2025-05-08</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/when-the-spreadsheet-stops-working</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/when-the-spreadsheet-stops-working"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/wenn-die-excel-tabelle-nicht-mehr-reicht"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/when-the-spreadsheet-stops-working"/><lastmod>2025-04-24</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/blog/tariff-shock-denominator-effect</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/tariff-shock-denominator-effect"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/zollschock-nenner-effekt"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/tariff-shock-denominator-effect"/><lastmod>2025-04-10</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/drittes-quartal-2026-was-sich-bewegt-hat</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/third-quarter-2026-what-moved"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/drittes-quartal-2026-was-sich-bewegt-hat"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/third-quarter-2026-what-moved"/><lastmod>2026-10-01</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/fragen-ans-portfolio-valued-connector</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/ask-your-portfolio-valued-connector"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/fragen-ans-portfolio-valued-connector"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/ask-your-portfolio-valued-connector"/><lastmod>2026-09-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/jahressteuerbescheinigung-je-depot-lesen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/tax-year-per-depot-reading-the-bank-statement"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/jahressteuerbescheinigung-je-depot-lesen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/tax-year-per-depot-reading-the-bank-statement"/><lastmod>2026-09-03</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/fondsportale-oder-eigene-aufzeichnung</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/fund-admin-portals-vs-your-own-record"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/fondsportale-oder-eigene-aufzeichnung"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/fund-admin-portals-vs-your-own-record"/><lastmod>2026-08-20</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/mietrendite-brutto-netto-was-bleibt</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/rental-yield-gross-net-and-what-is-left"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/mietrendite-brutto-netto-was-bleibt"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/rental-yield-gross-net-and-what-is-left"/><lastmod>2026-08-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/commitment-pacing-wie-viele-fonds</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/commitment-pacing-how-many-funds"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/commitment-pacing-wie-viele-fonds"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/commitment-pacing-how-many-funds"/><lastmod>2026-07-16</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/erstes-halbjahr-2026-rueckblick</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/first-half-2026-in-review"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/erstes-halbjahr-2026-rueckblick"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/first-half-2026-in-review"/><lastmod>2026-07-02</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/ki-assistenten-und-ihre-finanzdaten</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/ai-assistants-and-your-financial-data"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/ki-assistenten-und-ihre-finanzdaten"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/ai-assistants-and-your-financial-data"/><lastmod>2026-06-18</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/club-deals-und-spvs-was-ihnen-gehoert</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/club-deals-and-spvs-what-you-own"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/club-deals-und-spvs-was-ihnen-gehoert"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/club-deals-and-spvs-what-you-own"/><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/nachfolge-portfolio-lesbar-machen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/succession-making-a-portfolio-legible"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/nachfolge-portfolio-lesbar-machen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/succession-making-a-portfolio-legible"/><lastmod>2026-05-21</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/waehrungseffekte-usd-fonds-euro-anleger</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/currency-effects-usd-funds-euro-investor"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/waehrungseffekte-usd-fonds-euro-anleger"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/currency-effects-usd-funds-euro-investor"/><lastmod>2026-05-07</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/irr-tvpi-dpi-welcher-kennzahl-trauen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/irr-tvpi-dpi-which-number-to-trust"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/irr-tvpi-dpi-welcher-kennzahl-trauen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/irr-tvpi-dpi-which-number-to-trust"/><lastmod>2026-04-16</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/ein-jahr-nach-dem-liberation-day</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/one-year-after-liberation-day"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/ein-jahr-nach-dem-liberation-day"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/one-year-after-liberation-day"/><lastmod>2026-04-02</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/private-und-public-markets-ein-portfolio</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/private-and-public-markets-one-portfolio"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/private-und-public-markets-ein-portfolio"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/private-and-public-markets-one-portfolio"/><lastmod>2026-03-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/j-kurve-und-vintage-diversifikation</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/j-curve-and-vintage-diversification"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/j-kurve-und-vintage-diversifikation"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/j-curve-and-vintage-diversification"/><lastmod>2026-03-05</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/down-rounds-liquidationspraeferenzen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/down-rounds-liquidation-preferences"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/down-rounds-liquidationspraeferenzen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/down-rounds-liquidation-preferences"/><lastmod>2026-02-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/was-ki-im-kapitalabruf-lesen-kann</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/what-ai-can-read-in-a-capital-call"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/was-ki-im-kapitalabruf-lesen-kann"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/what-ai-can-read-in-a-capital-call"/><lastmod>2026-02-05</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/rebalancing-mit-illiquiden-anlagen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/rebalancing-with-illiquid-assets"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/rebalancing-mit-illiquiden-anlagen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/rebalancing-with-illiquid-assets"/><lastmod>2026-01-22</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/vorabpauschale-2026</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/vorabpauschale-2026"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/vorabpauschale-2026"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/vorabpauschale-2026"/><lastmod>2026-01-08</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/jahresrueckblick-2025-privatanleger</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/2025-in-review-private-investors"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/jahresrueckblick-2025-privatanleger"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/2025-in-review-private-investors"/><lastmod>2025-12-18</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/zinsbindung-endet-anschlussfinanzierung-rechnen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/fixed-rate-period-ends-refinancing-plan"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/zinsbindung-endet-anschlussfinanzierung-rechnen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/fixed-rate-period-ends-refinancing-plan"/><lastmod>2025-12-04</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/quartalsbericht-fonds-lesen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/how-to-read-a-quarterly-fund-report"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/quartalsbericht-fonds-lesen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/how-to-read-a-quarterly-fund-report"/><lastmod>2025-11-20</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/steuer-checkliste-jahresende-2025</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/year-end-tax-checklist-germany-2025"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/steuer-checkliste-jahresende-2025"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/year-end-tax-checklist-germany-2025"/><lastmod>2025-11-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/portfolio-software-vergleich</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/portfolio-software-compared"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/portfolio-software-vergleich"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/portfolio-software-compared"/><lastmod>2025-10-23</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/ki-konzentration-wie-viel-ki-im-portfolio</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/ai-concentration-how-much-ai-do-you-own"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/ki-konzentration-wie-viel-ki-im-portfolio"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/ai-concentration-how-much-ai-do-you-own"/><lastmod>2025-10-09</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/family-office-vermoegensverwalter-oder-selbst</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/family-office-wealth-manager-or-diy"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/family-office-vermoegensverwalter-oder-selbst"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/family-office-wealth-manager-or-diy"/><lastmod>2025-09-18</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/gold-rekordhoch-rolle-im-portfolio</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/gold-record-high-role-in-portfolio"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/gold-rekordhoch-rolle-im-portfolio"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/gold-record-high-role-in-portfolio"/><lastmod>2025-09-04</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/wandeldarlehen-vor-der-wandlung</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/convertible-loans-what-you-own-before-conversion"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/wandeldarlehen-vor-der-wandlung"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/convertible-loans-what-you-own-before-conversion"/><lastmod>2025-08-21</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/secondaries-fondsanteil-verkaufen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/secondaries-selling-a-fund-stake"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/secondaries-fondsanteil-verkaufen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/secondaries-selling-a-fund-stake"/><lastmod>2025-08-07</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/eltif-2-private-markets-fuer-privatanleger</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/eltif-2-private-markets-for-private-investors"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/eltif-2-private-markets-fuer-privatanleger"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/eltif-2-private-markets-for-private-investors"/><lastmod>2025-07-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/erstes-halbjahr-2025-schwacher-dollar</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/first-half-2025-weak-dollar-euro-investors"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/erstes-halbjahr-2025-schwacher-dollar"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/first-half-2025-weak-dollar-euro-investors"/><lastmod>2025-07-03</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/ezb-zinssenkung-anschlussfinanzierung</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/ecb-rate-cut-follow-on-financing"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/ezb-zinssenkung-anschlussfinanzierung"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/ecb-rate-cut-follow-on-financing"/><lastmod>2025-06-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/dpi-ausschuettungsflaute</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/dpi-distribution-drought"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/dpi-ausschuettungsflaute"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/dpi-distribution-drought"/><lastmod>2025-06-05</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/liquiditaet-fuer-kapitalabrufe-planen</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/planning-liquidity-for-capital-calls"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/liquiditaet-fuer-kapitalabrufe-planen"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/planning-liquidity-for-capital-calls"/><lastmod>2025-05-22</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/koalitionsvertrag-2025-privatanleger</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/german-coalition-agreement-investors"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/koalitionsvertrag-2025-privatanleger"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/german-coalition-agreement-investors"/><lastmod>2025-05-08</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/wenn-die-excel-tabelle-nicht-mehr-reicht</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/when-the-spreadsheet-stops-working"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/wenn-die-excel-tabelle-nicht-mehr-reicht"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/when-the-spreadsheet-stops-working"/><lastmod>2025-04-24</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://www.valued.com/de/blog/zollschock-nenner-effekt</loc><xhtml:link rel="alternate" hreflang="en" href="https://www.valued.com/blog/tariff-shock-denominator-effect"/><xhtml:link rel="alternate" hreflang="de" href="https://www.valued.com/de/blog/zollschock-nenner-effekt"/><xhtml:link rel="alternate" hreflang="x-default" href="https://www.valued.com/blog/tariff-shock-denominator-effect"/><lastmod>2025-04-10</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
</urlset>
