Every property at a glance, from the purchase contract to the rent roll
Flats, apartment buildings and commercial units come with a lot of paper: purchase contracts, loan agreements, leases, loan statements. Valued reads them, sets up each property and shows you what it is worth, what you still owe, what it brings in and what needs doing next.
- Properties set up from the purchase contract, loan agreements and leases
- Value, equity, cash flow and yield per property and in total
- Loans with balance, instalment and fixed-rate end
- Reminders before fixed-rate periods, leases or energy certificates run out
| Property | Value | Rent p.a. | Gross yield | LTV |
|---|---|---|---|---|
Eppendorfer Weg 112 Hamburg · Apartment building | €2.85M | €119k | 4.6 % | |
Karl-Heine-Straße 40 Leipzig · Flat | €410k | €17k | 4.9 % | |
Kaistraße 7 Düsseldorf · Office | €1.94M | €104k | 5.8 % |
Everything that makes up a property
Entered by hand or read from the documents, it all ends up in one place, and every figure keeps its source.
- Property
- Address, type and use, area and units, parcels and land register entries, energy certificate and the valuations over time.
- Purchase and ownership
- Purchase price, transfer tax, notary, land register and broker fees, and who owns which share: on your own, together with others or through a company.
- Financing
- Every loan with lender, interest rate, repayment, instalment and fixed-rate end. The repayment schedule shows the balance on any date, and statements from the bank confirm it.
- Rent roll
- Every lease with tenant, rent, term, deposit and the agreed rent adjustment, such as index-linked or stepped rent.
- Income and expenses
- Rent and other income, running costs, interest, repayment and capital expenditure, booked from statements and invoices or entered by hand.
- Key figures
- Gross and net yield, price multiple, loan-to-value, debt service coverage, cash-on-cash return and IRR, per property and for the portfolio.
Upload the contract, Valued does the typing
Each document is read, matched to its property by the address it names and shown to you next to the source. If several documents belong to one purchase, Valued checks them against each other. Nothing is booked until you approve.
- Purchase contract
- Purchase price and how it is paid, ancillary costs, buyers and their shares, parcels, encumbrances and the handover date.
- Loan agreements and statements
- Loan amount, interest rate, repayment, fixed-rate period and instalment, and from a statement the balance the bank confirms.
- Leases and rent increases
- Tenant, rent, service charge prepayments, term, deposit and agreed adjustments. A rent increase letter updates the rent roll.
- Certificates and invoices
- Energy certificates with efficiency class and expiry date, and invoices and statements booked to the property they concern.
No more missed deadlines
Valued reminds you before a fixed-rate period ends, a lease runs out, a rent adjustment falls due or an energy certificate expires.
A second opinion on the location
On request, an AI analysis compares price and rent with the local market and names levers, risks and next steps, along with the figures it is still missing.
One account for everything
Your properties sit next to your funds and start-ups, in the same account and on the same principle: read from the document, approved by you.
Start with the property whose numbers you know least.
Upload its purchase contract and loan agreement and see what Valued makes of them: value, debt and yield at a glance.